Privacy Policy

Privacy Policy

Introduction

At https://missold-finance.dreamdwellings.net (hereafter referred to as “Missold Finance,” “we,” or “our”), we prioritize protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, use, and disclosure of personal information in compliance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA)
  • Colorado’s Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA)
  • Connecticut’s Customer Data Protection Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This privacy policy is applicable to all aspects of our online presence, including our website at https://missold-finance.dreamdwellings.net, mobile applications, services, and products offered under the Missold Finance brand. Please note that this policy does not cover third-party platforms or services accessed through links on our site, as they have their own privacy policies governing data collection and usage.

Processing Activities

This policy outlines our practices when users:

  1. Utilize our applications and services as authorized users.
  2. Visit any of our websites linked to this Privacy Policy.
  3. Communicate with us via newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, including:

  • Account Information: This includes user IDs, usernames, and passwords required for account creation and access.
  • Payment Information: Details related to payment methods used for transactions on our platform.
  • Financial Information: Data about your financial status or activities, such as investment portfolios or transaction history.
  • Purchase Information: Records of products or services purchased from us, including order details and delivery addresses.
  • Mobile Device Identifiers: Unique identifiers associated with mobile devices used to access our services.
  • Location Data: Information about a user’s physical location, obtained through GPS signals or similar technologies.
  • Feedback: User reviews, comments, and responses provided on our platform.
  • Social Media Information: Data from social media platforms when users interact with us through these channels.
  • Product Information: Details about products viewed, searched for, or purchased by users.

We gather this data through direct user input, interactions with our services, and automated technologies like cookies and tracking pixels. Additionally, we may receive personal data from third parties who assist us in providing services, subject to their respective privacy agreements.

Cookies

Missold Finance uses cookies to enhance user experience and perform analytics. Cookies are small text files stored on your browser that serve various purposes:

  • Strictly Necessary: These ensure basic functions of our website, such as secure login.
  • Preference: They remember user preferences for a personalized experience.
  • Analytics: Used by analytics providers to track website usage and gather demographic data.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control which types of cookies are set on their device.

Retention and Deletion

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, plus additional periods required by law. Once the retention period expires or when the purpose is no longer applicable, we securely delete or anonymize the data to prevent re-identification.

Security Measures

Missold Finance employs robust security measures to protect personal data from unauthorized access, disclosure, alteration, or destruction. These include:

  • Encryption of data during transmission and at rest.
  • Secure third-party processing partners who adhere to strict privacy and security standards.
  • Regular security audits and updates to our systems.
  • Training our staff on data protection best practices.

User Rights (Depending on Your Location)

The privacy laws in different jurisdictions grant users certain rights regarding their personal data, which may include:

  • Access to personal information and its use details.
  • Correction or rectification of inaccurate or incomplete data.
  • Erasure (right to be forgotten), restriction, or portability of personal data under specific circumstances.
  • Objection to the processing of personal data for certain purposes.
  • Non-discrimination in the provision of services based on exercise of privacy rights.

To exercise these rights or submit related inquiries, complaints, or appeals, please contact our dedicated privacy team via email at [email protected] or by mail at our registered address.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effectively immediately upon posting on our website, and we encourage users to review this policy periodically for the latest information.

Contact Information

For any privacy-related inquiries, requests for data access or deletion, unsubscribe from communications, or other questions, please reach out to our Privacy Team using the following contact details:

Email: [email protected]
Address: Missold Finance, [Privacy Team Address], Country (to be specified).